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宠物保险

pet-insurance

在高登动物医院,我们了解宠物保险,如同任何保险一样,如果您的宠物有意外或患有严重疾病,保险可以补贴到这预料不到医疗费用。 作为宠物主人,为您的宠物提供适当的保健是您必须准备的开支之一。 然而,作为一个新的宠物主人,你可能被相关信息压倒性轰炸! 宠物保险经常被忽略,直到动物变老或不适。 澳大利亚兽医协会大力提倡购买宠物保险,在高登动物医院我们也相信宠物保险很重要。 它为宠物主人提供安心。 我们已经编制了一些要点供您考虑:

选择合适的保单

  • 选择合适的宠物保险可能令人倍感头疼,因为有这么多的公司可供选择。事实上,许多保险单都是由同一家公司承保的。 所以提供的封面通常是相似的。 只有几个独立的公司。
  • 我们可以给你一些建议,但重要的是,你也可以根据你的宠物种类,品种和年龄进行自己的研究
  • 所有的保险单都是不同的,阅读这些细则是非常重要的,这样你就可以清楚了解每个项目
  • 不同保单提供的保障差别很大,从事故专用保单到终身保障保单。有些有单独的事故和疾病的保障。 选择保障您宠物事故和疾病是明智的
  • 许多保单宣传会提供终生保障。不幸的是,这通常意味着他们只为您的宠物终生保险,而不是涵盖生命中的慢性或反复疾病。 他们经常在某个保单周期内将这些条件覆盖到最大,过期后便排除这类慢性或反复疾病项目。 我们所治疗的许多疾病都是慢性疾病,因此给您的宠物选择一种能终身为这类疾病买单的保险很重要.
  • 我们推荐的三家主要公司是Petplan,PROSURE和RSPCA宠物保险

保险排除项目

所有的宠物保单都有排除在外的项目。 因公司的不同, 保单的排除项目也不一样,理解这些很重要。 一些排除项目如:

  1. 已存在疾病
  2. 常规牙齿清洁(一些公司会包括拔牙)
  3. 常规,预防性治疗(例如,宠物结扎宠物接种疫苗 
  4. 蜱虫和跳蚤引起的疾病(这对高登/ Pymble地区宠物很重要)
  5. 已有疫苗的疾病,即使宠物已接种疫苗
  6. 没有确定的诊断结果的诊断测试

赔偿的百分比和你宠物的年龄

  • 宠物保险公司的索赔比例各不相同。 有些公司减去固定的申保费后承担了100%的索赔,而另一些公司只支付索赔70-80%,有或没有固定的申保费
  • 老宠物第一次投疾病保险将被大多数公司拒接。 投保年龄限制各有不同,但某些动物品种通常为8-9岁或更年轻。
  • 一旦你的宠物达到一定的年龄,通常情况下,保险赔偿水平会发生变化,你可能需要固定申保费外加支付一定比例的治疗费用。

年度赔偿最大额度

  • 这是保险公司在每个保单合同期间内支付的最高赔偿金额。一些公司还对某些疾病情况(如蜱麻痹和十字韧带疾病)设立年度或终生次级限值。
  • 成对要求是你宠物组成一对的身体部位(眼睛,耳朵,膝盖)有影像的保险条款。然而他们通常被归类为一个补偿项目。 因此受到同一个年度最大补偿限制。

等待期

  • 这是投保开始和得到补偿之间的时间。事故保险通常是立刻补偿的。 疾病等待期通常为21-30天。 其他的可以更长,如十字韧带盖,通常是6个月。
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Gordon Vet Hospital
4.8
Based on 107 reviews
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Eve Barratt
Eve Barratt
01:17 04 Aug 20
I took our little girl Coco for her very first vet visit yesterday. Dr Helen gave Coco a thoroughly check-up and provided me with useful information as the first time puppy owner. Coco is now enrolled in the puppy school and will return back for her 2nd vaccine in a couple of week!
Claire Turner
Claire Turner
05:21 19 Jul 20
Care & attention for your furry friends second to none.
Kimba
Kimba
02:50 09 Jul 20
Dr David and the team have provided real care, support and expertise for our furry family members over 25 years. They've also readily taken in injured wildlife. A great team of Vets and nurses - thanks for all you do!
Jayna Hirani
Jayna Hirani
03:43 09 Apr 20
Quality care and advice at every visit. The staff are friendly and informative and genuinely care about your pets. I am 100% confident that my cat and dog always receive the best pet healthcare and as pet parents that's all we want.
Marianne Broeng
Marianne Broeng
23:23 28 Jan 20
Gordon Vet has looked after my golden retriever since she was 9 weeks. Everyone has been amazing and caring with lots of experience. I have been able to ask any questions and always been welcome. Even one day when she stepped on a bee in the evening, they stayed open until we got there and helped her get it out. Thanks to all the staff :-)
Lizzie Wei
Lizzie Wei
00:56 18 Jan 20
We just moved to Gordon couple month ago and need to get my cat vaccinated. We found this hospital through google and I need to say they provide excellent service and very professional! The doctor really knows cat. Highly recommended!
Lara Bisley
Lara Bisley
08:15 27 Nov 19
Exceptional veterinary hospital. I have been taking my dog here for many years and although I now live in the Eastern Suburbs, I still drive across town to see the Vets at Gordon. The staff are highly skilled, compassionate, friendly and helpful. My 9 year old dog has had 2 knee operations (1 on each knee!) and the outcome of these surgeries far exceeded my expectations. I have been incredibly impressed with the care provided during all of our visits. I would highly recommend Gordon Vet Hospital.
Eugenie Goodyer
Eugenie Goodyer
23:22 21 Oct 19
Very friendly staff. Wonderful care for all our animals A++
Jennie Keogh
Jennie Keogh
06:36 21 Oct 19
Fantastic and friendly staff who you can tell really care about your pet. Their follow up service is also very reassuring. I also board my cat with Gordon Vet and I feel very comfortable to know he's in safe and caring hands. I'm so glad I found this clinic.
Newsha Amiri
Newsha Amiri
20:24 03 Oct 19
We took our dog there and Dr. David take care of his skin issues. he was so caring and professional.
Luxe Sydney Mum
Luxe Sydney Mum
06:37 02 Sep 19
Compassionate, caring and highly skilled veterinary surgeons who treat their patients and owners with respect. The nursing and administration staff are efficient and remember their patients by name which is a lovely touch. A lovely vet practice which despite our Golden Retriever Finn’s complex medical history, is always welcoming to him and he never displays any signs of anxiety when attending. Dr Helen is lovely and a firm favourite of ours!
Lihong Xing
Lihong Xing
05:00 05 Nov 18
Highly recommend Dr David, Scott, Helen, and Catherine, I've taken my cat to see all the doctors here.
Jeremy Tarbox
Jeremy Tarbox
22:55 10 Sep 18
We found a stray, agitated dog in front of our house last night. We phoned but got no help from the Council ranger who gave two options: tie him up in front yard overnight or "let him loose, he'll find his own way home" :( So we phoned Gordon Vet: they stayed open a few minutes so we could run him up and he could have a bed and dinner. Thank you Gordon Vet Hospital, hope he gets home soon!!! :)
Vishal Kapoor
Vishal Kapoor
01:52 04 Sep 18
Really amazing staff members. Their systems and processes are also very
Gerry Stevens
Gerry Stevens
11:01 14 Jul 18
Good competant vet. Did what I needed. Staff friendly. Cat's well.
Arezu A
Arezu A
03:20 15 Feb 18
Absolutely love the service here. I switched from other Vets to this Vet as the staff here are quite attentive and really care about your furry baby! I have basically seen most of the Dr's here and all of them so far have been fantastic, friendly and fun to speak with! Easy to locate and enough parking available! 5 Stars indeed!
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